All players are covered for a specific membership year, as soon as they complete the player registration and form and deliver that signed form to the appropriate registration staff volunteer. This typically happens during registration day events, but it can also take place via US mail.

Player is injured, the team/league reports to the state using a First Report of Injury form.

The state association verifies player membership & validity of injury by verifying game sheets, referee reports, practice times, etc. & gives/sends the injured player a Special Risk Accident Claim Form.

The Special Risk Accident Claim Form is completed by the claimant & returned to the state association, the state verification officer then signs it &/or affixes the appropriate stamp.

The state association then forwards the fully completed & verified claim form to K&K for insurance processing.

Insurance 101 - How to file a claim - PPP